Churchwood Finance Customer Reviews
Before you enlist the services of a debt management or consolidation loan company you should ideally check out any public reviews online, this will usually give you some kind of indication as to the reputation of the company.
It is important that you look at any review web sites with a certain level of caution, people will often leave positive or negative reviews even if they have never actually used the services of the company, this can lead to some misleading feedback.
It is often suggest that when looking at reviews you should look at a large cross section of both positive and negative reviews to get the best sample.
It is also worth looking at how the company responds to any negative feedback it could be that the customers solution was resolved and therefore the issue no longer warranted negative comments
Check out sites such as www.trustpilot.co.uk for reviews.
Churchwood Finance have grown to become one of the biggest and most respected debt management companies in the UK, with office located in Stockport and employing over 200 staff Churchwood has now become a trusted leader in providing debt and finance solutions to UK citizens.
If you are experience debt problems then you may wish to speak to Churchwood Finance on 0800 280 0051 or contact them in writing via their head Office at:
Churchwood Financial Limited
Wellington Road North
This lens will take a look at some of the reviews you can find online for churchwood finance and also take a look at some of the services they offer.
Leave a review for Churchwood Finance
Many of the leading independent review sites list Churchwood as one of the top performing debt management companies when it comes to customers reviews and testimonials. If you are looking for a debt management and advice company then here are a list of the services offered by Churchwood Finance.
- Debt Management
- Debt Help & Advice
- Trust Deeds
- Individual Voluntary Arrangements
- Debt Consolidation Loans
- Unsecured Loans
What is debt consolidation?A debt consolidation loan is designed to help you manage your debt repayments more effectively. By taking a debt consolidation loan you are able to reduce the amount of money you pay each month. Combining all your debts into one loan you will be able to manage your money and finances at your own pace. This is the ideal solution for those who have multiple debts to repay and are finding the process difficult to manage. You may be able to secure a lower rate of interest and thus reduce your monthly repayments overall.
How will debt consolidation help me?
Taking out a debt consolidation loan has many positive outcomes. Firstly you will be able to repay your debts at a pace that is suitable for you. You can roll all of your debts into one monthly repayment. By doing this you will be able to manage your monthly finances more effectively. Having one repayment, rather than several repayments, means that you know on a set date a set amount will be leaving your account. A debt consolidation loan also means that you may find you are paying less each month.
So, when it comes to budgeting you will have more money each month to pay for the things that you want or to save for something important. Is it suitable for me? Whether a debt consolidation loan is suitable for you is something you need to consider. It is ideal if you want to make your debts more manageable. Often we take out credit cards or overdrafts that have a high rate of interest. A debt consolidation loan may be able to help you lower that overall interest. However, it is important to remember that if you are in a difficult financial situation and don't feel like you could keep up with the monthly repayments, that you look at other options.
Other solutions may be better for you such as a debt management plan or an IVA (Individual Voluntary Arrangement). It is vital that you consider this carefully. If you secure a loan against your home, for example, and fail to keep up repayments, your home could fall into repossession. In conclusion A debt consolidation loan is ideal for:
- Lowering your monthly repayments
- Helping you manage your finances more effectively
- Enabling you to budget for the things you enjoy
But remember, a debt consolidation loan that is paid off over a longer period could actually increase the total amount of interest you pay.